Maybe I got lucky, a co-worker introduced me to one of the managers at the dealership, I was dealing mostly with him. The salesman wasn't really knowledgeable, messed up the loan a couple of times, they offered GAP insurance which I wanted then they said they couldn't do it..... so I got my own financing at a credit union, 1.9% interest + cheaper GAP insurance. The whole thing took over a week but it was well worthy!