^^^^This100%^^^^ Although I don't carry a Colt SAA I have carried a 1911 for a lotta years and occasionally I'll carry a G19 and there's ALWAYS a round chambered and ready. I do have a Ruger Vaquero .45 LC that I might carry when I'm hunting sometimes and it's fully loaded but it has the hammer block safety so it can be carried safely with a round under the hammer. Carrying a semi-auto without a round chambered is just plain dumb to me, if you aren't confident enough to carry with a round chambered then you need to re-evaluate your need to carry or carry a damn revolver instead.When I carry my 1911 it is cocked and locked. When I carry DA guns like a Glock, I always carry with a round in the chamber.
However, when I carry my Colt SAA...there is NO ROUND IN CHAMBER. The good thing is that when drawn and cocked the Colt SAA is ready to fire. And if you don't think that can happen in the blink of eye - then google a few quick draw guys like Bob Munden.