Require the wife to keep working, if not for financial reasons, for sanity reasons.
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Just hope one renter doesn’t destroy a rental
Then it’s not fun anymore
Always laughed at these financial guys that my company let in the doors to talk to u about saving and investing. The first thing they'd all talk about is retiring and buying that big house on the lake you always wanted........ yeah right buddy..... retire, down size and get rid of all the clutter in your life.