If you buy right, modern Rolex can be just as safe. Buy models that are 4-5 years old and have depreciated and normalized within the market. The Datejust I have listed is a good example of that as it will not go below $7k again given that dial and it's MSRP of $10,350.00.Save and splurge on a vintage rolex. You can get your money back if you ever get into a tight situation.