Yep, that's about the size of it. More power to you doing that with six kids to boot. That just goes to show everyone there are few excusesHell yeah.
Paid off my first house in five years.
Paid off the second house in ten years with six kids.
My neighbor who lived there for 30 years before I moved in still hasn’t paid if his house.
He almost had a heart attack when I told him I am totally debt free, everything paid off.
He asked me how I did it.
I said “Well, no offense to you but you refinance your house every time you buy a new set of cars every couple years.
I drive old pieces of crap that are easy to work on and way less expensive and problematic.
I do all my own repairs and rarely pay anyone to do any type of work on my vehicles or my home.
I pay on my principal and then some until my debt clock goes to zero.
The dude just shakes his head in disbelief….then I tell him “Don’t worry ….the government hates guys like me and they try to punish us at every turn.”