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Car insurance

Find an independent agent / agency that writes for several companies. If the rate goes up too much at renewal they can swap you over with no hassle and you can give them the payment to process and bind your coverage. If you like to do all of your stuff online with a cell phone ........I got nothing to tell you.
I did this last year with my insurance guy and dropped mine $700.00 a year. I had Grange Trustguard and now I have Safco same exact coverage too.
 
I pay yearly
Amica, a '16 highlander, '18 F150
full coverage for both = $1800 yearly + they send me a $80 check for some reason I don't remember
I call around every year
called Progressive one year, lady said "are you sitting down" they beat USAA by $650 a year for same coverage
 
I got minimum coverage through Geico and they went up on me $20. It's been the cheapest but I've been told it's because they're bad about actually covering you. I don't really care, I only have insurance to keep myself legal. If it was up to me I wouldn't have it in the first place.
 
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