People don't realize, that is what the GOV. wants you to do ! Work till you almost drop, retire and die as fast as possible ........ Your hard-earned money left in their pocket is what they are banking on.
I for one would like to see , when you die what is left in the kitty goes to your survivor(s) hell its your money .... !
That's the problem. There is no "kitty" they spent *your* deductions the week you paid them. The SS you receive will have been in someone else's pocket last week.