If they raise their rates, drop them like a hot potato. You owe them nothing.
Would you continue to do business with any other business that continuously screwed you over?
Suing at-fault driver?
- Thread starter fast306stang
- Start date
If they raise their rates, drop them like a hot potato. You owe them nothing.
Would you continue to do business with any other business that continuously screwed you over?
Oh I plan to. I just need to get resolution first.
Uninsured motorist is something you pay extra for and any claim shouldn't reflect upon your policy.
The Lender requires "full coverage" to cover their investment. Regardless of what happens to the vehicle. Your fault, my fault, or nobody's fault.
Comprehension, covers damage that the owner/driver has no control over. Collisions with animals, hail, trees falling, fire, theft.
You are required by law to have Liability, that's all.
Lenders require Collision.
Comprehension is an option just like uUninsured motorist or raising the "Limits of Liability".
It's worth the time to study and be very knowledgeable about all insurance.
Most life insurance will not cover your death in plane crash, if you are not a fare paying passenger on a regularly scheduled flight.
It'll be in the extra fine print wayyyyyyyyyyyyy in the back of the policy.
Sometimes you have to force people to fill their obligations.
A Craftsman tool only has a lifetime warranty, if you take it back to seas. If you throw it in the corner or the trash, don't complain about their tools.
I really don't mind jackingass when it needs to be jacked.
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What's the first thing I look at when shopping for insurance (of any kind)?
NOT how much it costs!
I first check to see the company's reputation for PAYING!
Then their reputation with their customers.
Who wants/needs insurance that you cannot collect on? OR
Insurance that can draw you out for months/years/decades before you collect?
Further, on Liability Insurance, I ALWAYS get an Umbrella Policy that covers up to at least $1 Million.
It usually costs no more than ~$100 extra a year and adds coverage to ALL existing types of policies you have.
Ask your agent how/why!
BTW: The cost difference is usually minor.
NOT how much it costs!
I first check to see the company's reputation for PAYING!
Then their reputation with their customers.
Who wants/needs insurance that you cannot collect on? OR
Insurance that can draw you out for months/years/decades before you collect?
Further, on Liability Insurance, I ALWAYS get an Umbrella Policy that covers up to at least $1 Million.
It usually costs no more than ~$100 extra a year and adds coverage to ALL existing types of policies you have.
Ask your agent how/why!
BTW: The cost difference is usually minor.
I claimed comprehensive
I’ve never had issues with uninsured motorist claims
By law they can’t raise for that
I looked it up online and found that they can't raise rates for an uninsured motorist claim, just like you said. 2 different agents told me they were going to raise my rates.
I made the claim today, hopefully I will hear from the adjuster tomorrow. If they raise my rates, I will call the insurance commissioner's office like some others have mentioned...
