HahaMost loans written today are at a low fixed rate and the borrower actually qualified for the loan. The cheater-got-ya loans with floating jacked up rates aren't prevalent. I doubt that the hedge funds are going to bail on the thousands of homes they now rent. Investors have skin in the game and with the lack of new housing people will stay put if there is a down turn. You folks that are waiting on the sidelines for a crash, please sit-in the sidelines and keep waiting. I'm buying and don't need anymore competition.