how do I find a decent property appraiser for west cobb?

[BillsCamino]

My SIL is a licensed Appraiser...in Acworth

 

[HKMurkure]

we want to drop PMI. we had moved across the country to get here so didn't do the full 20% down at the time of purchase

Depending on the type of loan you have (Conventional vs. Government [FHA/VA]), you can challenge the "Need" for the Mortgage Insurance (MI) to remain. This can be accomplished by contacting your servicer directly and asking them to drop the MI by evaluating your current value or requesting an Appraisal be completed (At your cost). If the appraisal comes back with sufficient equity, the lender will "usually" drop the MI, IF it has been a minimum 2 years** from your Note date.

**2 years in the maximum amount of time a servicer can REQUIRE mortgage insurance to be in place in accordance with the CFPB's rules/requirements of lenders, etc. The lenders are under no obligation to drop it within the first 2 years of the loan. It is 100% their discretion.

steviesterno I responded to your DM. Let's chat on getting the servicer to drop the MI at minimal costs before you explore an expensive refi in a very poor rate market (current).