Got insurance?

[Echo 1]

Just a thought seeing how the majority of the country was forced to take govt ins or pay a penalty.Kind of ironic childrens virus broke out in 43 states one confirmed death and Ebola knocking on our door.Just think some of us know what a pain the ass hospitals are if your uninsured and catch a Virus how do you think you will fair no insurance vs insured or Gubtnent ins?

 

[titan2k10]

Well seeing as how it is a virus you treat the symptoms not the virus...

 

[Camper292000]

Anyone notice with the Dallas guy that on his first hospital visit he was sent home with antibiotics? Hahaha. Idiots.

 

[Laufen]

Anyone notice with the Dallas guy that on his first hospital visit he was sent home with antibiotics? Hahaha. Idiots.

Yep, and that's how too many doctors in the US "treat" illnesses. Just prescribe antibiotics for everything. What could possibly go wrong. If you've spent any time outside of the US, it's pretty apparent that it doesn't have to be this way.

 

[sniper22]

Just a thought seeing how the majority of the country was forced to take govt ins or pay a penalty.Kind of ironic childrens virus broke out in 43 states one confirmed death and Ebola knocking on our door.Just think some of us know what a pain the ass hospitals are if your uninsured and catch a Virus how do you think you will fair no insurance vs insured or Gubtnent ins?

Wonder how many people know what the penalty actually is?

 

[webicknell]

Wonder how many people know what the penalty actually is?

Been thinking about these stupid Penalties (see below)... Also determined that if you opt to pay the penalty instead of paying for the insurance, you are still not covered.
If anyone decides to take the Penalty route, be sure you do not show any refund on your income tax return... That is the only way they can collect the Penalty.

Dang socialists!!!


The fee for not having health coverage is calculated one of 2 ways. If you or your dependents don’t have insurance that qualifies as minimum essential coverage you'll pay either a percentage of your household income or a flat fee -- whichever is higher.
[h=3]The fee in 2015[/h]If you don’t have coverage in 2015, you’ll pay the higher of these two amounts:

• 2% of your yearly household income. (Only the amount of income above the tax filing threshold, about $10,000 for an individual, is used to calculate the penalty.) The maximum penalty is the national average premium for a bronze plan.
• $325 per person for the year ($162.50 per child under 18). The maximum penalty per family using this method is $975.

[h=3]The fee for not having coverage in 2014[/h]If you didn’t have coverage in 2014, you’ll pay one of these two amounts when you file your 2014 federal tax return:

• 1% of your yearly household income. (Only the amount of income above the tax filing threshold, about $10,000 for an individual, is used to calculate the penalty.) The maximum penalty is the national average premium for a bronze plan.
  
• $95 per person for the year ($47.50 per child under 18). The maximum penalty per family using this method is $285.

[h=3]The fee after 2015[/h]The penalty increases every year. In 2016 it’s 2.5% of income or $695 per person. After that it's adjusted for inflation.
[h=2]How you pay the fee[/h]You’ll pay the fee on the federal income tax return you file for the year you don’t have coverage. Most people will file their 2014 returns in early 2015 and their 2015 returns in early 2016.
Learn more about the individual shared responsibility payment from the Internal Revenue Service.
[h=2]More answers[/h]

• What happens if I don't pay the fee?The IRS will hold back the amount of the fee from any future tax refunds. There are no liens, levies, or criminal penalties for failing to pay the fee.
  
  
• If I'm unemployed, do I have to pay the fee?It depends on your household income. If insurance is unaffordable to you based on your income, you may qualify for an exemption from the fee. Complete an application in the Health Insurance Marketplace to see if your income qualifies you for an exemption.
  
  
• How is the penalty collected?You’ll pay the penalty when you file the federal income tax return for the year for which you’re seeking coverage. Most people fill out their 2014 tax returns early in 2015 and their 2015 tax returns early in 2016.
  
  
• What if I’m uncovered for just part of the year?If you’re uninsured for just part of the year, 1/12 of the yearly penalty applies to each month you’re uninsured.
  If you’re uninsured for less than 3 months of the year, you don’t have to make a payment.
  
  
• Are the rules the same in each state?Yes. The rules about paying penalties are the same whether the Marketplace is run by your state or the federal government.
  

 

[sniper22]

Been thinking about these stupid Penalties (see below)... Also determined that if you opt to pay the penalty instead of paying for the insurance, you are still not covered.
If anyone decides to take the Penalty route, be sure you do not show any refund on your income tax return... That is the only way they can collect the Penalty.

Dang socialists!!!




The fee for not having health coverage is calculated one of 2 ways. If you or your dependents don’t have insurance that qualifies as minimum essential coverage you'll pay either a percentage of your household income or a flat fee -- whichever is higher.
[h=3]The fee in 2015[/h]If you don’t have coverage in 2015, you’ll pay the higher of these two amounts:

• 2% of your yearly household income. (Only the amount of income above the tax filing threshold, about $10,000 for an individual, is used to calculate the penalty.) The maximum penalty is the national average premium for a bronze plan.
• $325 per person for the year ($162.50 per child under 18). The maximum penalty per family using this method is $975.

[h=3]The fee for not having coverage in 2014[/h]If you didn’t have coverage in 2014, you’ll pay one of these two amounts when you file your 2014 federal tax return:

• 1% of your yearly household income. (Only the amount of income above the tax filing threshold, about $10,000 for an individual, is used to calculate the penalty.) The maximum penalty is the national average premium for a bronze plan.
  
• $95 per person for the year ($47.50 per child under 18). The maximum penalty per family using this method is $285.

[h=3]The fee after 2015[/h]The penalty increases every year. In 2016 it’s 2.5% of income or $695 per person. After that it's adjusted for inflation.
[h=2]How you pay the fee[/h]You’ll pay the fee on the federal income tax return you file for the year you don’t have coverage. Most people will file their 2014 returns in early 2015 and their 2015 returns in early 2016.
Learn more about the individual shared responsibility payment from the Internal Revenue Service.
[h=2]More answers[/h]

• What happens if I don't pay the fee?The IRS will hold back the amount of the fee from any future tax refunds. There are no liens, levies, or criminal penalties for failing to pay the fee.
  
  
• If I'm unemployed, do I have to pay the fee?It depends on your household income. If insurance is unaffordable to you based on your income, you may qualify for an exemption from the fee. Complete an application in the Health Insurance Marketplace to see if your income qualifies you for an exemption.
  
  
• How is the penalty collected?You’ll pay the penalty when you file the federal income tax return for the year for which you’re seeking coverage. Most people fill out their 2014 tax returns early in 2015 and their 2015 tax returns early in 2016.
  
  
• What if I’m uncovered for just part of the year?If you’re uninsured for just part of the year, 1/12 of the yearly penalty applies to each month you’re uninsured.
  If you’re uninsured for less than 3 months of the year, you don’t have to make a payment.
  
  
• Are the rules the same in each state?Yes. The rules about paying penalties are the same whether the Marketplace is run by your state or the federal government.
  

hope everyone that voted for the commie ************ is happy with what they've done to the working people!! The mooching turds thought they were getting something for free, but instead they are causing the people who pay for the "govt assistance" to go broke. Soon there won't be anyone left to pay the bills..