I met my buddy at the gym this evening. Between sets i mentioned this thread and the “glory days” .
it was back , shoulder and bicep day. He said do you remember when we could curl big weight.
it’s been so long I had to reflect, yep we did rep / pause curls with 155 lbs back in the day. Damn I...
I still go three days a week. A buddy and I were maniacs in the gym in our 20s now in our late 50s we do our best.
it’s humbling to use 165 for squats instead of 315 but hey it beats nothing.
There are a # of companies where you can invest directly with said company and have a DRIP account
Dividend reinvestment plan
AFLAC is an example of a GA company (not recomending just comes to mind).
I am no expert , I started with very little and through very careful management still have very little.
However, its certainly a good parking spot for “safe” money.
Good solid blue chip stocks with reasonable dividends are a good spot as well as dividends are taxed less than regular income...
Another view on bonds
Start at bottom you see how what fixed rate “was” in 1998 and said rate progressively decreased I didnt include last few years
Inflation component changes
You do not have to hold to maturity but you are guaranteed a rate of return
EE differs from i bonds as shown above (screen shot not link).
Dependent upon rate and how interest rates perform they can be a good safe investment. No state tax but they are subject to Federal tax when redeemed
OP I have a few bonds from years ago
they continue to do well
My Dad who passed 4.5 years ago had bought a couple of EE Bonds
We could after he passed they had GREAT rates of return