Some, not all, life insurance policies have an exclusion provision that eliminates coverage for....
"death due to, or as a consequence of, any act of war, insurrection, civil unrest whether declared or undeclared"....the so-called "war clause" that allowed insurers to deny thousands of claims for soldiers killed in Viet Nam. Some sleazy companies will attempt to deny Covid19 death claims based on the "attack on the US by Chinese biological war fare." Trust me, I spent a 40 year career running down these kinds of insurance companies and their bad practices
"death due to, or as a consequence of, any act of war, insurrection, civil unrest whether declared or undeclared"....the so-called "war clause" that allowed insurers to deny thousands of claims for soldiers killed in Viet Nam. Some sleazy companies will attempt to deny Covid19 death claims based on the "attack on the US by Chinese biological war fare." Trust me, I spent a 40 year career running down these kinds of insurance companies and their bad practices