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  1.

    And so it begins

    Haven't had that experience. Every LED flashlight I have, many different types and brands, even the cheap freebies from Harbor Freight, work well, go through batteries slowly, and don't lose brightness over time.
  2.

    And so it begins

    That's one area of green energy I don't mind: LED lighting works very well, are far more economical both in terms of energy use and longevity.
  3.

    When even Taylor Swift knew....

    Swift is smart.
  4.

    And so it begins

  5. And so it begins

    Not everyone important. Just their donors.
  6.

    And so it begins

    Us...
  7.

    And so it begins

    First Republic is now part of history. This was a controlled demolition, carefully orchestrated to maintain confidence. We're definitely not out of the woods.
  8.

    And so it begins

    Latest: Credit Suisse is teetering on collapse. UBS is going to buy it for $2 billion, and is going to be backed by a $100 billion line of credit from the Swiss central bank. Gents, we're witnessing the equivalent of a tall ship, shot full of holes, talking on water, unshipping and throwing...

  9. Bitcoin up 7k this week..almost 3k today😳

  10. And so it begins

    Yeah, but only because the public is now aware. San Fran's Federal Reserve Bank web site is littered with DEI crap. I'm sure, as soon as they find a gender queer, drag show perfoming CPA to lead the effort, they'll get right on the issue of protecting the public from Kamikaze bankers.
  11.

    And so it begins

    Just read that, before they collapsed, SVB's leverage ratio was 185:1. For every dollar of available capital, they had loaned $185. The good news is, they had a very solid ESG score.
  12.

    And so it begins

    Glad you made the right call when it mattered and profited from it. Risk is often rewarded, but stubborness is easily punished.
  13.

    And so it begins

    Good luck. Hope you make some good coin.
  14.

    And so it begins

    Can't be beat: They watch both your money and you, with no extra fees tacked on for the personal surveilling. Plus no upcharge for any info they give the government.
  15.

    And so it begins

    Just writing that in this thread makes you guilty. Stop being a threat to Bear44's bank. The $52.78 you saved of your own cash could cost him $52.78 when his bank collapses..
  16.

    And so it begins

    Some of these banks have gotten into crypto. Crypto deposits can be leveraged the same way as cash deposits, albeit with a slightly lower capital-to-debt ratio than you might get on U.S. dollars. The conservative banks are backing crypto with dollar-for-dollar reserves. At least, that's what...
  17.

    And so it begins

    It may be a great opportunity for a small risk. Just a reminder: The last time this happened, the banks' assets were wildly (and fraudulently) overstated. Not a game you want to play with your lunch money.
  18.

    And so it begins

    You seem to be unaware how interconnected this all is. If you are referrencing 2008, that's ignorant. 2008 started with one (!) insurance company not being able to pay CDO swaps. When the banks' leverage ratios went to **** because of the unexpected exposure, they went over like bowling pins...
  19.

    And so it begins

    Are you of the opinion free speech is a problem when people actually exercise it? Reality check: There is serious, underlying weakness in the financial system due to poor fiscal policy and discipline on the part of the United States government, along with even poorer regulatory oversight in...
  20.

    And so it begins

    Dominoe #2 goes down... https://www.foxbusiness.com/economy/signature-bank-shut-down-connection-silicon-valley-bank-collapse
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