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  1.

    How we think about money

    No bank is loaning 500k towards a house for someone only making 40-50k a year. This isnt 2006 anymore. They are gonna have a rude awakening when they go to get approved.
  2.

    How we think about money

    I'm surprised you took a job at honda, honda has always been the smart move for reliability and longevity for the money without the bmw price tag. Shoot, kias are now in the same ballpark with honda, but with those crappy hyandai engines that fail As far as the last statement, that's a...
  3.

    How we think about money

    I've never been charged fees on my lowes or hd 0% purchases. That washing machine is 500 bucks whether I pay cash or put it on my lowes card with 0% for 6 months. Now, they may have fees built into that 500 bucks sure, but the folks paying cash are paying them also then. Heck, even if you put...
  4.

    How we think about money

    Once again, I never said GM is doing that in any of posts. I don't know why you are hung up on that. Lowes/HD/Wells Fargo, and others do it every day. They hope you dont pay it off to charge you all that back interest...and I imagine half the people that did it with good intentions in the...
  5.

    How we think about money

    I never said GM is loaning anyone 0% interest, please reread my post instead of just wanting to argue. It's like you didn't even read it, I even mention "before things got crazy". I know no one is doing that now on new cars. I am seeing 1.9% available again though. Buying something for 2k cash...
  6.

    How we think about money

    While I agree in most cases, a 2k fridge is a 2k fridge whether you pay with cash or use the 0% option for 12 months at lowes. I'd rather have that 2k doing something else than giving it to lowes all at once when they arent charging me interest. A lot of folks leave money on the table when...
  7.

    How we think about money

    I've got an uncle who is a millionaire many times over, he was so frugal that even with those millions, he still had my aunt hanging clothes on a line in the back yard. Wouldnt buy a dryer. He just bought his first new car ever, a toyota tocoma in his mid '80s. I guess he thinks he should...
  8.

    How we think about money

    yep, you have to be disciplined, I've always been abled to do it thank goodness. Heck, just took a 0% interest for 15months with WF to buy some new truck tires, plus WF gave me 200 bucks back on it for first purchase over 500 bucks. So that 1500 dollar set of tires, cost 1300, with no interest...

  9. Real estate going crazy.

    Because they are taking advantage of the market, getting big bucks for their homes, and renting until they find something or for the market to adjust. A buddy runs a moving business and he says most of their moves right now are to storage facilities.

  10. Student loans

    I'd drop the student loan payment book off out her parents house since they decided not to teach their daughter about money and debt early on and allowed her to get in that mess.

  11. Student loans

    pretty sure student loan interest rates are cheaper than house rates and refi charges. Why would you do this? You are just moving debt somewhere else.

  12. Student loans

    Vote dem, they wanna forgive student loans

  13. Zillow abandoning the home flipping business

    zillow is proud of my house, I'd sell it to them today for what they say it is worth.

  14. Taxing unrealized gains as income?

    Just wait til this reporting of transactions 600 bucks or more, they are gonna do the math and see folks spending more than they take in...and then they are gonna investigate why that is and go after them.
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