It can take up 30 days for the transaction to be completed. I recently traded in the German for a Japanese. NFCU gave a 7 day , Carmax wanted something close. It all worked in the end. I doubt anything nefarious is going on, it takes a little longer due to the F**king Chinese
Beware of Credit Karma and Credit Sesame, they are doing the exact same thing, CK and CS claimed my FICO score was 76 points Below what it actually was per my bank NFCU!!
Look at some of the online traders, etrade,scotts.. I use them as my play accounts, just beware that sometimes when buying or selling at the market is risky unless you have to sell. I always advise limit trades. Also online is tough to be a day trader.
Trading stocks is legalized gambling