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  1. Advise on payoffs

    Pay YOUR debt, highest interest rates 1st. Let your step son pay his, or some day he'll be saying he's a complete idiot with money. Try mlcalc.com, enter loan amounts and interest rates, you need to see what you're paying to borrow that money!

  2. Three habits for financial independence

    #7. Minimize Realized Income
  3.

    Tom Selleck my hero

    With a moustache like that, how could he be lying???

  4. buy a house now or wait a few years?

    Buying is always better than renting. I will say, the market is INFLATED. I just sold a house for 10x what I bought it for 8 years ago. If you're looking for a long term hold, go for it. If you're looking to flip and make 25+%, wait till the next recession. Just my 2cents....

  5. CD Rate

    Don't lock your money up for 5 years. BBVA Bank is offering 2.5% on Money Markets. Stay liquid Pony Boy.

  6. Best way for my money to make money and be accessible

    FDIC Guaranteed Liquidity = Money Markets, Savings Accounts, Short Term Low ETF CDs. Check bankaholic.com
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