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  1. Rivian stock

    I made 10.5 % last year . Bout 60%exposed in the stock market. Pay AUM Fee. For management. I don't stare at the screen all day anymore. Markets are rigged but you have to play. Stay diversified and fagitaboutit

  2. Do you have a traditional "savings" account?

    Online...Citi bank..At the time, they had a couple of branches I could get face to face with someone. None now. Had trouble linking my bank account. Customer Service no help. Debit cards won't work etc. Just have cash parked there. Good rate for savings. I can transfer funds...just do it from...
  3.

    How we think about money

    Just insurance...jeez
  4.

    How we think about money

    Yeah, C'mon....Good coochie and I was like, beat me , bite me, make me write bad checks.
  5.

    How we think about money

    Ron White said " if you have a choice, marry money". As I have often stated, marriage to my wife made me a millionaire. I was a multi millionaire before.
  6.

    How we think about money

    I retired at 52. Never had an easy job so maybe that is the secret. A sh#t job is motivation. Never worked one that didn't pay well. Even in highschool. Always had money in my pocket and no...daddy didn't pay. My dad offered to pay for school. Any fun to be had was on me. Went couple years...
  7.

    How we think about money

    Wealth building starts at a very early age. I see these ads stating, it's never too late. 🐂/...I mean, overtime, weekends, night job, whatever when you are young and save. Young folks now want to work a little and play a lot. They will be crying in 30 years. Ends don't meet. Victims. Need more...

  8. Help/ guidance needed. Career change. (It got worse, more in comments)

    No...most hired as part time pkg handlers first. Took 4-5 yrs seniority to win bid on full time position. Maybe more. Depends

  9. Help/ guidance needed. Career change. (It got worse, more in comments)

    School, College, Hospital, nursing home etc. Food prep.

  10. What are you buying on sale?

    Gambling can be addictive for some

  11. In search of reputable Fiduciary

    Edward Jones are like Dollar General. Everywhere. I had a bad experience but it was the person I was dealing with. I managed it myself for decades but now have about half my assets under management with Schwab Wealth Management. fee is .08 assets under management not including money market or C...

  12. Very concerning call today…..

    I bank with 5 different ones. Nobody has called. No respect

  13. When did you/do you plan to take SS?

    There will always be Social Security. They will just print more money. Proven Fact

  14. When did you/do you plan to take SS?

    I retired at 52. Am 66 now and not drawing it. Wife is 3 yrs younger. I do have a pension that ends when I do. Plan for wife to start hers and draw mine if I die before her. It will be the larger of the 2

  15. Bitcoin up about $4,500 in the last few days

    Didn't know it was still a thing. Lot of roosters crowing couple years back. Awful quiet now.

  16. Rivian stock

    BINGO!!!!!

  17. Rivian stock

    I stopped buying individual names when I turned 60. Never owned crypto or anything based in China. High beta names will make or break you. Got to be right twice. The best stock pickers are doing good if they have 10 winners. Quote from Buffet. Rivian? Oh hell no. But what do I know?

  18. Which crypto would you rather invest in?

    None of the above. I understand beta and which end of the knife to hold

  19. I bonds

    Mine has not steered me from buying them. Don't have all my assets under management

  20. I bonds

    Yes....maxed out.... I've been 40 yrs investing. Win some....loose some. I bonds are a no brainer right now.. In the process of turning my assets over to a pro. Thinking of my wife. Wealth management is more than just the stock market. Gonna start gradually pulling risk off. Getting old
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