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  1. Real Estate - Flip vs Renting

    Why the swap? Easier to replace a stolen window unit than a ripped out HVAC?

  2. Real Estate - Flip vs Renting

    There are scores of examples on the net cautioning about what happens with Section 8 housing. From the examples I've seen anyone with a Section 8 house shouldn't be renting it if they actually think they can eventually 'flip' it for a sale without first having to do some major repair work...

  3. When did you/do you plan to take SS?

    Can't get blood out of a stone.....besides, waiting longer for them to steal money you're rightfully owed helps your heirs pay immediate bills, etc... SS doesn't give a damn if them taking money they rightfully OWE you causes untold immediate problems. They owe you the money because SS pays in...

  4. When did you/do you plan to take SS?

    I told my heirs that when I die the first thing they do is empty out the bank account where that SS money is deposited. Even before the death certificate is signed. (They have the access numbers and pws, etc.)

  5. When did you/do you plan to take SS?

    SS is by no means fair. They won't pay you up front for a month; it's always one month behind, and when you die, they'll hit you bank up for a deduct of what they paid you the month you died even though the money was from the month before you died.

  6. When did you/do you plan to take SS?

    Correct.

  7. When did you/do you plan to take SS?

    Be prepared for the fact that SS will reduce some of your benefit based on your combined income. If you go over a certain limit they'll reduce it by $1 per equivalant $2 earned amount over their set limit. That lessens over the next two years but the reduction is there nevertheless. that goes...

  8. When did you/do you plan to take SS?

    The benefit is reduced 25% if you retire at 62 like I did. The breakpoint is12 years which is next year for me at 74. At that point SS gets the benefit of paying less money. But I’d still take the early retirement.
  9.

    And so it begins

    Indeed. It appears that the government isn't gonna do squat about that Sam Bankman-Fried head of FTX which got in deep trouble (along with his ugly Harry Potter GF) and they aren't disposed to do anything about banks except bail them out - ESPECIALLY woke banks and principals like SVB who...

  10. Odds of me seeing my 401k

    Not having a mortgage or car payments is a big stress reliever. I'm so glad I did that. My one caution is that if THIS President and/or his followers stay in power, it's just gonna get worse as far as costs and taxes and other financial impacts. Way back in 1993-1994 Clinton's money czar...

  11. Odds of me seeing my 401k

    I lost HALF my retirement fund as a result of 2008. Had I to do over again and beat it by a year, I'd have taken the early withdrawal penalty hit. The one thing I'm not sorry about is taking the 62 YO early SS retirement. Overall it takes 12 years to get to the point where what you get vs...

  12. Odds of me seeing my 401k

    Leftist government has had their eyes on that pool of money for a LONG time. I remember back under Clinton (first term). One of his rabid leftist money gurus, Teresa Ghilarducci, wanted to assess a 15% fee on ALL retirement accounts... part of Hillary's redo of the medical plan she had...

  13. Odds of me seeing my 401k

  14. Odds of me seeing my 401k

    Yes...it's OUR duty to atone for that 400 years' thing.... :0)

  15. Dow Jones currently down about 900 points - I predict the future

    Like my ABCs of Democrat Crime Primer...

  16. Dow Jones currently down about 900 points - I predict the future

    Nancy D'Alesandro, Baltimore Mafia Politician Crime Family Princess, IIRC....

  17. Dow Jones currently down about 900 points - I predict the future

    I remember it came back from the Senate with major changes enough to need a reconciliation meeting back with the House to approve them. Nazi Pelosi just "deemed" them passed and nobody said a word. Criminals...

  18. Dow Jones currently down about 900 points - I predict the future

    Ever see the complete list of the different taxes, fees, and assessments that piece of crap legislation implemented? Title transfer taxes, medical equipment taxes, medical service taxes (e.g., tanning bed industry) increased medicare taxes on higher income earners, insurance policy taxes...

  19. Dow Jones currently down about 900 points - I predict the future

    Nope, I still haven't forgotten about PPACA 2010.

  20. Dow Jones currently down about 900 points - I predict the future

    Ubama floated his extra $1T largess giveaway by buying creating electronic scrip - $85Billion a MONTH-Half used to buy T-Bills to float the borrowing cost and placate the Fed, and the other half spent on mortgage backed securities (re-re-packaged credit derivatives of bad mortgages) to keep Wall...
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