Don't know how much you have but you may want to consider going to a self-directed account. Now is probably not the time to buy real estate but once it cools down you could buy a rental house, commercial property, or land using your retirement accounts. It's not impossible for the government to...
I have a brother who bought Bitcoin and apparently has made a nice pile from it. He wants to convert it to cash and he's telling me there is a 10% fee to do that (sounds reasonable). He's also telling me that the 10% fee has to be paid in cash and not netted out of the transaction (does not...
A Roth IRA is a great savings vehicle. You're paying taxes on the acorn not the tree - and it has a lot of flexibility about pulling money out (to buy first house or for a medical emergency, for example, if absolutely necessary).
The best thing you can do with a young person is get them started...
BTW, if y'all don't have one or more of these knives, you're missing out. In my experience, they're very handy because of their one hand operation. I have a few older ones that just keep working. One or two got we and rusty and I hit them with WD 40 and was back in business.