• ODT Gun Show this Saturday! - Click here for info and tickets!

Search results for query: *

  1. Real estate going crazy.

    :crazy::confused2::crazy: Greed makes people do stupid things...
  2. TD Ameritrade vs Fidelity vs Ally, etc.?

    You're off to a good start. Call Fidelity and sit down with an advisor. It doesn't cost you anything. They'll help you flesh out your long-term goals and provide you with alternatives for getting there. I assume you're a young guy so I'm going to give you some unsolicited Boomer advice...
  3. TD Ameritrade vs Fidelity vs Ally, etc.?

    Start investing early. For example, if you invest $15k/yr for 40 years and assume a 7% annual return (7% is easily doable) you'll have about $3.2 million at retirement. I understand that saving $15k when you first start working may be difficult, but it gives you something to shoot for. You...
  4. Just opened an account with Fundrise...

    I'm a bit leary of any commercial real estate investments at the present time. Since Covid, businesses who leased office space have learned that they no longer need to do so. Everyone working from home and it's business as usual (not referring to restaurants and such) businesses have...
  5. Silver Eagles

    Patina
  6. Refinancing my house questions

    While moving to a 15 yr may sound good, consider this; the shorter term loan will result in a higher monthly payment obligation. If you have the income to support paying the higher 15 yr payment, why not stay with the 30 yr loan and make additional principle payments each month and pay it off...
  7. Big financial decision I want to be smart and need real advice.

    Agree. Take the money from the house sale and invest it. The returns on your investment will be (should be) much higher than the new house mortgage rate of between 3 or 4%.
  8. Stock Market

    Not quite following your logic. Millions of private investors have become wealthy by investing in the market. Now, millions of private investors have lost everything in the market as well. Those people, IMO, were greedy and always chasing the big score and lost. If you take a pragmatic...
  9. Dave Ramsey

    Some basic principles: The time value of money (TVM) is the concept that money available at the present time is worth more than the identical sum in the future due to its potential earning capacity. This core principle of finance holds that provided money can earn interest, any amount of money...
  10. Dave Ramsey

    Totally agree. Who you trying to impress????? Live within your means and you'll live a good life.
  11. Dave Ramsey

    You may be making payments but, you're using their money. You have the benefit of investing your money (earning) while making payments at 0% interest, rather than paying the entire amount up front. Therefore giving up the earnings opportunity on that money. Any time that you can earn a...
  12. So, this retirement thing

    good advice. that stuff adds up. it's all about priorities.
  13. So, this retirement thing

    Been with Fidelity for years. Meet with one of their advisors. Here's what you'll need to know: Current savings All sources of income, current and anticipated Monthly obligations/bills/morgage/gas/insurance Expected monthly Social Security payout based on when you will start collecting (you...
  14. So, this retirement thing

    If you can't max it out, save as much in there as you possible can. I promise you won't regret it.
  15. So, this retirement thing

    Doesn't cost anything to sit down with a Fidelity advisor. They'll help you get a plan together.
  16. How would you spend or invest in 2020?

    Depends on your situation and how much you have to invest. "Guess at this point it's not gonna spoil or rot sitting liquid in the bank", should be your last choice. The banks pays next to nothing, so in effect, you're losing money letting it sit there. An investment account, even one with a...
  17. So how did your investments do in 2019

    I am very pleased. Good time to be an investor.
  18. Do you think a recession is coming around the corner?

    And do what with it?
  19. 401k-Roth IRA- company doesn't have matching.....????

    Fidelity and Schwab are both "low cost" advisors according to Clark Howard. I've been with Fidelity for years and have been very happy.
Back
Top Bottom