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  1. Advise on payoffs

    I appreciate everyone's input. Thanks.

  2. Advise on payoffs

    Yeah, but to be honest, the whole IRA thing is just a way to help me out on taxes. Every year I do them, they are always "you know, if you have one of these, you'd be getting this much more back on your federal tax return." I am not sure if that is the IRA or what, plan on asking my guy at...

  3. Advise on payoffs

    I honestly don't think I am going to spend any of that settlement money, as there is nothing I am personally wanting right now. Plus this debt is eating at me and I want it gone, and I am very motivated to get it gone. As of right now, my plan is to work as much over time and part time jobs I...

  4. Advise on payoffs

    Haven't decided anything concrete yet. Well, I have decided that $5k is going into an IRA or something of that nature. But other than that, I haven't really set a solid plan.

  5. Advise on payoffs

    She is all about travel, loves Gatlinburg. Freeing this cash up will help make a trip or two yearly. We have talked about that, and she is happy with it. LOL

  6. Advise on payoffs

    I plan to stay away from them period. With this cash, I can free A LOT of money I make to save and help with other things.

  7. Advise on payoffs

    I like ya'lls style

  8. Advise on payoffs

    I have thought about that, but when my wife rear ended someone, they had to straighten out the radiator mounts and entered it as a frame pull on the car history report. So now, I am basically stuck with that loan as it sits as no one wants to touch it cause it comes back to only having a $2k value.

  9. Advise on payoffs

    I am a complete idiot with money. There, I said it. I think I have a plan but want to run it through this forum. I am about to get a settlement maybe next month and I have some debt I would like to take care of with it. Last time I spoke with my attorney, he thinks I will walk away with...
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