I have ranted about Payless many times on here, they locked my funds for 6 months a long time ago, I did the sec of state thing and went to the investor relations guy from their HQ.
Mine was for a drug, which I had a script for, got my funds back right at 4 months.
Look into Amazon pay, easy...
I do not like to pay for this type service.
That said, I know it costs money to keep this place up, hence why I expect to see advertisements on the site.
No different than going to Fox News, Drudge, or GON. All have ads up on the site, that is their revenue model.